Cashflow & Budgeting

For most people, debt is unavoidable. From getting your first credit card, car loan or mortgage - borrowing is a common occurance for many. Borrowing for these types of purchases is not the only use of debt - gearing is also an option. Gearing is using borrowed money to invest. The aim of the strategy is to achieve an after-tax return on investment that is greater than the cost of the loan. If you succeed in this, then your total return on investment will be greater than if you had simply invested your own money.

Making the Most of Debt

Disclaimer: Please note that this information is of a general nature only and have been provided without taking account of your objectives, financial situation or needs. Because of this, you should consider whether the information is appropriate in light of your particular objectives, financial situation and needs.